Carlozo’s Corner

Carlozo’s Corner

Carlozo’s Corner

Welcome to Carlozo’s Corner, a new weekly installment I’m pleased to contribute to the FENG newsletter. I’m Anthony Carlozo, a client executive at Marsh McLennan Agency (MMA), the employee benefits division of Marsh. At MMA, I work with organizations of all sizes to help them minimize their risk and maximize the value of their benefits programs. Here I’ll be sharing insights about a current market trend and the strategies I’m seeing employers adopt to adapt to today’s evolving business landscape. Please reach out to me at or by phone at +1 856-220-8458 with any thoughts, comments, or questions.

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Mental health shift: from employee to family focus

Today I’ll be continuing our discussion on mental health, specifically the shift in attention from employee based mental health solutions to family well-being that has become popular as a result of the Coronavirus pandemic. The impact of mental health The blending of work and life has impacted the mental health of Americans, especially for child

Technology to The Rescue: How to Leverage Tech to Win The Race For Talent

The COVID-19 pandemic has demonstrated the importance of technology in the workplace and how it can be used to adapt to change quickly and efficiently. With work from anywhere booming, many companies utilized technology to keep business moving during the pandemic and continued to experience growth. Here are three ways your company can benefit from

Paid Family and Medical Leave Madness – How Your Company Can Prepare

Today I’ll be discussing the latest trends around paid leave, and what states currently have passed laws or pending legislation. With new legislation evolving every day it’s challenging to keep up. Just like paid sick leave laws flourished in the 2010s, paid family and medical leave laws are ramping up as we continue into the

Time Away From Work: A Rebalancing Act

The COVID-19 pandemic has shed light on the interconnectedness of work and life. With work and life overlapping, concerns of burnout and employee retention have increased employee demand in time away from work benefits. Employers are looking to leverage time away from work benefits to attract and retain talent, often mixing and matching coverage to

Traditional Long-Term Care – Why You Should Be Looking For Alternative Solutions

What is traditional long-term care? Why isn’t it working? Traditional Long-Term Care (LTC) has long been seen as a solution for the aging workforce but it often falls short of meeting the needs of the affected population. High costs, use it or lose it policy design and the requirement of medical underwriting, leaves many looking

Resources for Nativating The Cyber Security Landscape

One of the statistics from the survey report that stuck out to me from our firm’s Cyber Perception Survey was that 29% percent of respondents listed financial leaders as “primary decision-makers on cyber risk management for their organization”. (source: Marsh McLennan Agency Cyber Perception Survey report, December, 2021) I don’t have to tell you, that

Should Your Company Self-Insure Your Benefits?

It seems like every week someone asks me – “should we self-insure our benefits”, or “How can our organization save money so we can find dollars to meet the new demands of our workforce?”  For our purposes in this editorial—the two are related. Self-insured employers do have an advantage in the levers they can pull from a

How to Use Technoloy to Enhance the Employee Experience

Employees are asking for help, for better benefits, for affordable benefits, for flexibility, and for convenience. Over the past few weeks I’ve discussed the myriad of responsibilities and considerations for employers related to benefits; and the truth is we know that company leaders in finance and human resources wear so many hats it’s hard to

Why Employers Focus on DE&I

Employers are increasingly recognizing the unique make up of their organization, not just in regard to the mental well-being of their employees, but across the many facets related to diversity equity and inclusion, commonly referred to now as DE&I. And within DE&I, we strive to think about facets like race, ethnicity, socioeconomic backgrounds, age/generation, the

The Importance of Supporting the Mental Health of Your Workforce

The subject of mental health goes beyond the professional realms and into everyday life for many individuals and their families. This has been a topic of discussion for employers for the last several years with the realization that it’s an issue that affects each one of us and our families and includes our ability to

The Complexity of Cost Management

Cost savings is often the first focus of my conversations with financial leaders because healthcare benefits are one of the largest expenses a company faces. In 2022, this is no exception. So, let’s consider what’s driving the need for creativity, and what you can do to be prepared. As we think more about health plan

How to Manage Workforce Demands and Enhanced Benefits

Whether you call it the great resignation, the migration or retirement, employers are trying to win the war for talent in a tough labor market. There are worker shortages in industries like manufacturing, where other industries like healthcare are facing burn out, while still others have a decentralized workforce, with recent data showing 75% of